How to Save Money When Living Paycheck-to-Paycheck
According to a recent Lending Club report, 62% of Americans lived paycheck-to-paycheck in September 2023, unchanged from a year earlier. Also, one-third of American consumers report not saving any money. But what does it mean to live paycheck-to-paycheck, and how does a person break the cycle? In this article, I’ll answer that question, but I’ll also show you how to …
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The 8 Best Guaranteed Interest Investment Accounts for Your Money
Investing in a guaranteed interest account is a great way to secure your money, as there is very little risk. Guaranteed interest accounts provide reliable, consistent returns and can be used for short-term savings or to supplement other investments in your portfolio. Here are 8 of the best-guaranteed interest investments available today. Investing in a guaranteed interest account is a …
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How to Get Free Stocks: 13 Online Brokers That Offer Free Stock for Signing Up
Investing in the stock market, real estate, or crypto has never been easier. Gone are the days when you had to be an expert or work with a stockbroker to buy company shares or invest your money. You can invest your money in several ways, with options for every level of risk tolerance and investment understanding. Many of the best …
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How to Check Your 401(k) Balance
The 401(k) plan is the largest asset many investors own, accounting for 34.1% of their total net worth, according to the U.S. Census Bureau. Regularly checking your 401(k) account can help you stay on top of your investments and make sure that your money is working for you in the best way possible. What Is a 401(k)? Table of ContentsWhat …
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Pre-tax vs Roth (After-Tax) 401(k) Contributions
A major decision in retirement planning is whether to make pre-tax or Roth (after-tax) 401k contributions. Pre-tax contributions go into your retirement account with money that has not been taxed, and then taxes will be paid when the funds are withdrawn in retirement. With Roth contributions, taxes will be taken from the money prior to placing it in the plan, …
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10 Best Paying Jobs in Life Insurance
The life insurance industry offers some of the country’s top careers and highest-paying jobs. From agents to underwriters, plenty of career paths can lead you to a lucrative position in the life insurance field. With more than 2.86 million people currently employed in life insurance roles across the United States in 5,954 insurance companies, it’s clear that this is a …
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