Posts by Jeff Rose, CFP®:
How Much House Can I Afford?
Jeff Rose, CFP® |
Once you’ve made the decision to buy a house, the most important question will be how much house can I afford? Since there are so many factors involved in that question, the answer will be found in a multi-step process. Though we’re going to go through the many steps necessary to learn how much house you can afford, you can …
READ MORESep IRA vs Roth IRA: What’s the Difference?
Jeff Rose, CFP® |
There are multiple varieties of individual retirement accounts or IRAs, for short. Two available versions are the SEP-IRA and the Roth IRA. So, what are they? And, can you choose to have one or the other? – or even both? In fact, a reader submitted this exact question: “I have a question about the SEP & Roth IRA. If My …
READ MOREHow to Invest $10K Dollars
Jeff Rose, CFP® |
Do you remember the first time you wrote a check for $100? The first $100 check I wrote was for my cell phone waaayyy back in 1997. Whoa…that brings back memories. At that point, it hadn’t even occurred to me to invest the 100 dollars – I was just happy to have my cell phone! What about your first $100 …
READ MOREHow to Buy a $3 Million Life Insurance Policy
Jeff Rose, CFP® |
One million dollars seems like a lot for a life insurance policy. Well, if that seems like a lot, I can only assume that a $3 to $4 million policy seems outrageous. But the fact remains these types of policies exist for a reason. There are situations where high-income earners or those looking to protect their estate would need such a …
READ MORECan You Be a Financial Coach Part-Time?
Jeff Rose, CFP® |
Do you have a passion for helping people with their money, but you just don’t know how to go about it? Maybe you already have a career, and you’re not ready to do it full-time. Can you be a part-time money coach? A listener to the GFC podcast who is interested in helping people with their money asked my opinion …
READ MOREIs Bitcoin Investing Safe in 2024?
Jeff Rose, CFP® |
Among all the questions surrounding the world’s leading cryptocurrency, is Bitcoin safe may be the most unsettling. That’s because there’s no easy answer to that question. Not only is there the risk of losing money from dramatic price swings, but fraud and scams are on the rise. That’s hardly surprising, given that Bitcoin is now more valuable than ever. The …
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